﻿{"id":6158,"date":"2020-06-12T16:32:00","date_gmt":"2020-06-12T11:32:00","guid":{"rendered":"http:\/\/invest-in-uzbekistan.org\/?p=6158"},"modified":"2020-06-12T16:32:00","modified_gmt":"2020-06-12T11:32:00","slug":"tsb-budut-prinyaty-mery-po-vedeniyu-priemlemoj-protsentnoj-politiki-v-bankah","status":"publish","type":"post","link":"https:\/\/invest-in-uzbekistan.org\/uz\/novosti-uzbekistana\/tsb-budut-prinyaty-mery-po-vedeniyu-priemlemoj-protsentnoj-politiki-v-bankah\/","title":{"rendered":"Markaziy bank tomonidan banklarda oqilona foiz siyosatini yuritishni rag\u2018batlantirish choralari ko\u2018riladi"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">Makroiqtisodiy tahlillar inflyasiya darajasining joriy yil yakuniga qadar 11-12,5 foizgacha va 2021 yil yakuniga qadar 9 foizgacha pasayishi kutilmalari fonida banklar tomonidan depozitlar foiz stavkalarining 23 foizgacha belgilanayotganligi foiz xatarlarini va kreditlar bo\u2018yicha esa 26-30 foizgacha taklif etilayotganligi kredit xatarlarining kuchayishiga olib kelmoqda.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">Mazkur xatarlarning oldini olish maqsadida Markaziy bank tomonidan inflyasiya va bozordagi holatni inobatga olib, prudensial choralar va pul-kredit siyosati instrumentlaridan foydalangan holda banklarda oqilona foiz siyosatini yuritishni rag\u2018batlantirish to\u2018g\u2018risida qaror qabul qilindi.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">Bunda joriy yilning 1 iyulidan boshlab 2021 yil 1 yanvarga qadar:<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">&#8211; milliy valyutada yuridik shaxslar depozitlari bo\u2018yicha 16 foizgacha, jismoniy shaxslar omonatlari bo\u2018yicha 18 foizgacha;<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">&#8211; milliy valyutada yuridik shaxslar kreditlari bo\u2018yicha 21 foizgacha, jismoniy shaxslar kreditlari bo\u2018yicha 24 foizgacha;<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">&#8211; tadbirkorlarga xorijiy valyutada ajratiladigan kreditlar bo\u2018yicha 8 foizgacha bo\u2018lgan stavkalar maqbul foiz stavkalari deb hisoblanadi.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">Mazkur foiz stavkalari Markaziy bankning amaldagi asosiy stavkasidan kelib chiqqan holda o\u2018zgaradi.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">Joriy etilgan maqbul foiz stavkalari banklar operatsiyalarini daromadlik darajasini cheklamaydi va banklarda o\u2018z faoliyatlari doirasida mustaqil ravishda foiz stavkalarini belgilashi saqlanib qolinadi.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">Maqbul foiz stavkalari chegarasida depozit va kredit operatsiyalarini amalga oshirgan banklarni pul-kredit siyosati instrumentlaridan foydalangan holda rag\u2018batlantirish mexanizmlari joriy etildi. Jumladan:<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">&#8211; Markaziy bankda saqlanishi lozim bo\u2018lgan majburiy rezervlar normativ miqdorini hisoblashda o\u2018rtachalash koeffisienti amaldagi 35 foizdan 75 foizgacha oshiriladi;<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">&#8211; Fuqarolarning banklardagi omonatlarini kafolatlash fondiga o\u2018tkaziladigan kalendar&#8217; badallari amaldagi 0,25 foizdan<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">0,05 foizgacha pasaytiriladi;<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">&#8211; banklarni pul-kredit siyosati instrumenti orqali 3-6 oylik zarur resurs bilan ta&#8217;minlash tizimi joriy etiladi;<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">&#8211; shuningdek, banklarda likvidlilik taqchilligi yuzaga kelganda, standart tasniflangan aktivlar garovi evaziga taqdim etiladigan bank aktivlarining 2 foizi miqdorida \u201cchaqirib olinmaydigan\u201d kredit liniyalari ochiladi.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Makroiqtisodiy tahlillar inflyasiya darajasining joriy yil yakuniga qadar 11-12,5 foizgacha va 2021 yil yakuniga qadar 9 foizgacha pasayishi kutilmalari fonida banklar tomonidan depozitlar foiz stavkalarining 23 foizgacha belgilanayotganligi foiz xatarlarini&#8230;<\/p>\n","protected":false},"author":1,"featured_media":6161,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-6158","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-novosti-uzbekistana"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/posts\/6158","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/comments?post=6158"}],"version-history":[{"count":2,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/posts\/6158\/revisions"}],"predecessor-version":[{"id":6162,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/posts\/6158\/revisions\/6162"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/media\/6161"}],"wp:attachment":[{"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/media?parent=6158"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/categories?post=6158"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/tags?post=6158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}