{"id":8952,"date":"2023-02-02T21:28:51","date_gmt":"2023-02-02T16:28:51","guid":{"rendered":"http:\/\/invest-in-uzbekistan.org\/?p=8952"},"modified":"2023-02-02T21:28:51","modified_gmt":"2023-02-02T16:28:51","slug":"tolko-u-3-vzroslyh-uzbekistantsev-imeyutsya-bankovskie-vklady-vb","status":"publish","type":"post","link":"https:\/\/invest-in-uzbekistan.org\/uz\/novosti-uzbekistana\/tolko-u-3-vzroslyh-uzbekistantsev-imeyutsya-bankovskie-vklady-vb\/","title":{"rendered":"Voyaga yetgan o\u2018zbekistonliklarning bor-yo\u2018g\u2018i 3 foizi bank depozitlariga ega \u2013 JB"},"content":{"rendered":"<p><span style=\"font-size: 14pt;\"><strong>2021-yilda O\u2018zbekistonning voyaga yetgan aholisining atigi 3 foizi o\u2018z jamg\u2018armalarini mahalliy banklarda saqlagan, deb <a href=\"https:\/\/www.spot.uz\/ru\/2023\/02\/01\/financial-services\/\">yozadi<\/a> Spot Jahon bankiga tayanib.<\/strong><\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Bu ko\u02bbrsatkich bo\u02bbyicha respublika Yevropa va Markaziy Osiyo mintaqasida oxirgidan ikkinchi o\u02bbrinda, Tojikistondan 1 foizdan oldinda. Bu aholining bank tizimiga bo&#8217;lgan ishonchining pastligini ko&#8217;rsatadi &#8211; shunga o&#8217;xshash holat boshqa ko&#8217;plab rivojlanayotgan mamlakatlarda ham kuzatilmoqda.<\/span><\/p>\n<blockquote>\n<p><span style=\"font-size: 14pt;\">Buning o&#8217;rniga odamlar chorvachilik, valyuta va monopoliya bozoridagi tanqislik tufayli qiymati kamaymaydigan avtomobillarga sarmoya kiritishni afzal ko&#8217;radi.<\/span><\/p>\n<\/blockquote>\n<p><span style=\"font-size: 14pt;\">Jahon banki ekspertlarining qayd etishicha, O\u2018zbekiston bank sektori tarixan davlat moliya institutlari tomonidan ustunlik qilib kelgan. Ular, asosan, ustuvor tarmoqlardagi davlat korxonalariga bozor narxlaridan past narxlarda xizmat ko\u2018rsatdilar.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Biroq, 2017 yilda boshlangan sektorni qayta qurish fonida vaziyat o&#8217;zgarmoqda. Jamg\u2018arma mablag\u2018laridan foydalanish orqali moliyaviy xizmatlardan foydalanish imkoniyatlarini kengaytirish odamlarning iqtisodiy imkoniyatlardan foydalanish imkoniyatlarini kengaytirish, inson kapitalini oshirish va zarbalarga chidamliligini oshirish uchun muhim ahamiyatga ega.<\/span><\/p>\n<blockquote>\n<p><span style=\"font-size: 14pt;\">Masalan, so\u2018nggi besh yil ichida bankomatlar soni 20 baravarga o\u2018sdi \u2013 2017-yildagi 445 donadan o\u2018tgan yili 11 mingdan oshdi.<\/span><\/p>\n<\/blockquote>\n<p><span style=\"font-size: 14pt;\">2017-yilga nisbatan to\u2018lov terminallari soni ikki baravar ko\u2018payib, 430 ming donaga yetdi. Terminallar orqali o\u2018tkazilgan mablag\u2018larning umumiy hajmi 120 trillion so\u2018mdan yoki 10,6 milliard dollardan oshdi (yalpi ichki mahsulotga nisbatan 13 foiz).<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">COVID-19 pandemiyasi kontaktsiz to\u02bblov usullarining rivojlanishiga kuchli turtki berdi. Masalan, 100 000 ga yaqin tadbirkor QR kodlarini oldi, yana 2 000 nafari NFC dan foydalanadi.<\/span><\/p>\n<blockquote>\n<p><span style=\"font-size: 14pt;\">O\u2018n yil ichida katta yoshli o\u2018zbekistonliklarning bank kartalariga ega bo\u2018lgan ulushi qariyb ikki baravar oshdi \u2013 2021-yilda 23 foizdan 44 foizgacha. Muomaladagi kartalar soni qariyb 60 foizga o&#8217;sdi, 2017 yildagi 19 milliondan 2022 yil iyuliga kelib 30 millionga yetdi.<\/span><\/p>\n<\/blockquote>\n<p><span style=\"font-size: 14pt;\">Bundan tashqari, masofaviy bank xizmatlaridan foydalanuvchilarning soni olti baravar oshdi \u2013 25 million kishigacha.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>2021-yilda O\u2018zbekistonning voyaga yetgan aholisining atigi 3 foizi o\u2018z jamg\u2018armalarini mahalliy banklarda saqlagan, deb yozadi Spot Jahon bankiga tayanib. Bu ko\u02bbrsatkich bo\u02bbyicha respublika Yevropa va Markaziy Osiyo mintaqasida oxirgidan ikkinchi&#8230;<\/p>\n","protected":false},"author":1,"featured_media":8953,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-8952","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-novosti-uzbekistana"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/posts\/8952","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/comments?post=8952"}],"version-history":[{"count":1,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/posts\/8952\/revisions"}],"predecessor-version":[{"id":8955,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/posts\/8952\/revisions\/8955"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/media\/8953"}],"wp:attachment":[{"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/media?parent=8952"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/categories?post=8952"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invest-in-uzbekistan.org\/uz\/wp-json\/wp\/v2\/tags?post=8952"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}