Deposits – JSCB KAPITALBANK

Fix-term deposits in:
foreign currency	national currency

Fix-term deposits in foreign currency

Term deposit 'YANADA QULAY' U57

Term of deposit	25 months
Interest rate
5,5% per annum – from the 1 (first) to the12 (twelfth) month after depositing funds	5 % per annum – from the 13 (thirteenth) to the 25 (twenty-fifth) month after depositing funds
Payment of interest on deposit	monthly in deposit currency
Minimum amount of initial deposit is	USD/EUR500
Deposit replenishment	is available within the first 6 months after depositing funds. At the same time the minimum amount of replenishment is USD/EUR 500.
Partial withdrawal	is not allowed
In the event of early claim of a deposit:
within 1 month, interest is not paid; within 2 or 3 month, interest is subject to recalculation at 3% per annum; within 4-6 months, interest is subject to recalculation at 4% per annum; within 7-12 months, interest is subject to recalculation at 5,5% per annum; within the13 month and up to the end of deposit term, interest is paid in full as per deposit terms and conditions.

Term deposit 'QULAY' U57

Term of deposit	25 months
Interest rate	5 % per annum
Payment of interest on deposit	Monthly in deposit currency
Minimum amount of initial deposit is	USD/EUR 200
Deposit replenishment	Available
Partial withdrawal	Provided for the expiration of the first 12 (twelve) months of funds in the deposit
In the event of early claim of a deposit:
during the first month of the funds in the deposit, the Depositor is not paid the amount of accrued interest; from 1 to 3 months of cash in the deposit, the amount of interest paid is recalculated at 2% per annum with deduction of the difference amount from the principal amount of the deposit; from 3 to 4 months of cash in the deposit, the amount of interest paid is recalculated at 3% per annum with deduction of the difference amount from the principal amount of the deposit; from 4 to 12 months of cash in the deposit, the amount of interest paid is recalculated at 4% per annum with deduction of the difference amount from the principal amount of the deposit; from 12 to 25 months of finding funds in the deposit, the amount of interest paid is not recalculated.

Term deposit “EXPRESS COMFORT” U52

Term of deposit	370 days
Interest rate	2 % per annum
Payment of interest on deposit	Monthly in deposit currency
Minimum amount of initial deposit is	USD/EUR 200
Deposit replenishment	Available
Partial withdrawal	Not available
In the event of early claim of a deposit
In the event of an early claim for payment, the amount of interest for the actual number of full months of the funds in the deposit is subject to payment.

Term deposit “COMFORT” U53

Term of deposit	370 days
Interest rate	3% per annum
Payment of interest on deposit	Monthly in deposit currency
Minimum amount of initial deposit is	USD/EUR 200
Deposit replenishment	Available
Partial withdrawal	Not available
In the event of early claim of a deposit:
In case of early demand of the deposit within the first three months of the funds in the deposit, the Depositor undertakes to return to the Bank the full amount of interest paid from the deposit amount. If the Depositor prematurely claims the amount of the Deposit after the first three months of the funds in the Deposit, then the interest amount for the actual full months of the funds in the deposit is payable.

Term deposit “RIGHT CHOICE” U54

Term of deposit	370 days
Interest rate	4% per annum
Payment of interest on deposit	Monthly in deposit currency
Minimum amount of initial deposit is	USD/EUR 200
Deposit replenishment	Available
Partial withdrawal	Not available
In the event of early claim of a deposit:
In case of early demand of the deposit during the first four months of the funds in the deposit, the Depositor undertakes to return to the Bank the full amount of interest paid by subtracting the amount of interest from the deposit amount. If the Depositor prematurely claims the amount of the Deposit after the first four months of the funds in the Deposit, then the interest amount for the actual full months of the funds in the deposit is payable.

Fix-term deposits in national currency (sum)

Term deposit 'Optimal' S82

Term of deposit	370 days
Interest rate
20 % per annum – from the 1 (first) to the 12 (twelfth) month after depositing funds; 19 % per annum – from the 13 (thirteenth) to the 24 (twenty-fourth) month after depositing funds; 17% per annum – from the 25 (twenty-fifth) month and up to the end of deposit term.
Payment of interest on deposit	Monthly in deposit currency
Minimum amount of initial deposit is	UZS 500,000
Deposit replenishment	is available within the first 6 months after depositing funds. At the same time the minimum amount of replenishment is 500 000 UZS.
Partial withdrawal	is not allowed
In the event of early claim of a deposit:
within 1 month, interest is not paid; within 2 or 3 month, interest is subject to recalculation at 17% per annum. Return of the principal amount of the deposit upon early withdrawal will be made with the deduction of the difference amount of interest previously paid; within 4-6 months, interest is subject to recalculation at 18% per annum. Return of the principal amount of the deposit upon early withdrawal will be made with the deduction of the difference amount of interest previously paid. within 7-12 months, interest is subject to recalculation at 20% per annum; within 13-24 months, interest is subject to recalculation at 19% per annum; within 25-37 months, interest is subject to recalculation at 17% per annum.

Term deposit “Convenient” S83

Term of deposit	37 months
Interest rate
18% per annum – from the 1 (first) to the 3 (third) month after depositing funds; 19% per annum – from the 4 (fourth) to the 6 (sixth) month after depositing funds; 20% per annum – from the 7 (seventh) to the 9 (ninth) month after depositing funds; 21% per annum – from the 10 (tenth) to the 12 (twelfth) month after depositing funds; 19% per annum – from the13 (thirteenth) to the 24 (twenty-fourth) month after depositing funds; 17% per annum – from the 25 (twenty-fifth) month and up to the end of deposit term.
Payment of interest on deposit	Monthly, either in cash or by transfer of funds to a payment (plastic) card of Depositor.
Minimum amount of initial deposit is	UZS 500,000
Deposit replenishment	is available within the first 6 months after depositing funds. At the same time the minimum amount of replenishment is 500 000 UZS.
Partial withdrawal	is not allowed
In the event of early claim of a deposit:
the depositor is subject to the amount of interest paid for the full months of the funds in the deposit.